Getting Compensation for a Motorcycle Accident in Miami
Motorcycle accidents are dangerous and can lead to life-threatening injuries. Many motorcyclists consider riding as a passion and a way of life. Those who do not ride might consider motorcyclists as careless. Most motorcyclists do not intend to actually risk their lives. They simply love the thrill of and freedom of riding a motorcycle on the open road. Nobody expects to be in an accident.
Accidents can occur at any time to anyone in spite of every precaution. People must ensure they are adequately protected when riding a motorcycle. Both a motorcyclist and a passenger car driver can be injured in a collision with one another.
Common injuries in motorcycle crashes
After you have been in an accident, you may be worried about your health and how to pay your bills if you are forced out of work due to injuries. According to the National Highway Traffic Safety Administration, 5,014 motorcyclists died in 2019. Motorcycle riders continue to be overrepresented in fatal traffic crashes. A motorcycle accident can leave you with different types of injuries and trauma. You can obtain legal help to file a claim to recover compensation for your losses.
The following are some common injuries that people sustain in a motorcycle accidents:
- Extremity injuries
- Spinal Injury
- Brain injury
- Neck injuries
- Broken bones
- Muscle damage
- Leg injuries
- Thorax injuries
A minor accident can be a life-altering experience. Motorcyclists are often at a higher risk of injury and death because of the unprotected nature of motorcycles. Riders should consider taking a rider safety course to reduce the risk of fatal accidents.
When you sustain injuries due to someone else’s negligence, you may be entitled to receive compensation. You can consult with an experienced Miami motorcycle accident lawyer to discuss you legal options.
Florida motorcycle laws
Every motorcyclist should be well-equipped with knowledge of safety laws. These laws cover a range of requirements, including helmet use, motorcycle operation, and traffic laws. Getting compensation may be difficult if you have violated a traffic law. Therefore, you should be aware of rules and regulations when operating a motorcycle in Florida.
- Daytime headlights: Florida law requires that motorcyclists use a headlight even during daylight hours. When failure to use a headlight leads to injuries, the motorcyclist may be found negligent.
- Right to use the entire lane: Motorcyclists in Florida have the right to use the a traffic lane in the same manner as other vehicles. They should not, however, ride between lanes of traffic. These rules should be kept in mind while driving on the streets in Florida. Violation of any laws could lead to hefty penalties, accidents, and injuries.
- Helmet Laws: Anyone riding a motorcycle under the age of 21 must wear a helmet in Florida. Even if you are a tourist, you must ensure that you are following these rules. After 21, you do not have to wear a helmet provided you carry a minimum of $10,000 in medical insurance. Everyone, regardless of age or the law, should consider wearing a helmet while riding a motorcycle to prevent the risk of serious head injury.
- All motorcyclists should undergo a motorcycle safety course before getting a license. The course should comply with the Florida motorcycle safety program.
- Motorcyclists should never wear any type of listening device while operating the bike. Do not wear a headset or headphones while operating a motorcycle in Florida. Hearing aids and other devices used for the purpose of improving hearing are an exception to this rule.
- Motorcycle drivers must wear eye protection while riding the motorcycle. A horn is also mandatory. A horn can reduce the risk of potential accidents.
- Passing other vehicles traveling in the same lane is not legal in Florida. Motorcyclists should avoid driving recklessly by closely passing or tailgating other vehicles.
An experienced Miami Injury attorney has in-depth knowledge of personal injury law and consulting them can help improve your chances of recovering compensation for your injuries and other damages.
Insurance requirements for motorcyclists in Florida
Florida is one of a dozen or so states that have implemented a no-fault insurance scheme, which means that all four-wheeled motor vehicles are required to carry a minimum amount of Personal Injury Protection to cover their medical expenses in case of an accident. THe no-fault laws do not apply the same way to motorcycles. The reason for no-fault insurance is to reduce the amount of accident lawsuits that are filed in Florida. Instead, there are two sets of requirements that motorcyclists in Florida should be aware of.
- Insurance coverage to ride legally without wearing a helmet – As mentioned above, adults 21 and older must have insurance to ride without a helmet. An individual must have a minimum of $10,000 medical insurance benefits. This coverage is necessary for those who decline to wear a helmet.
- Liability insurance coverage for riding a motorcycle in Florida – To drive legally in Florida, you must have a minimum amount of liability insurance coverage. One should meet the following conditions:
- Total bodily injury insurance – $20,000
- Property damage – $10,000
- Single incident liability limit – $30,000
How much does a motorcycle accident cost?
The outcome of a bike crash can be catastrophic and every accident is unique. The cost of an accident varies and will depend on the exact circumstances. In general, accidents will lead to substantial medical bills and extensive property damage. Here are some examples of expenses that one may incur in a Motor Vehicle Accident:
- Damages related to motorcycles and personal property: Even in a minor accident, your bike and personal belongings may get damaged. It can be difficult to prove damages in a minor collision or crash. Consult a Motorcycle accident lawyer in Miami to discuss what property has been damaged or lost and whether you can recover compensation for it. They will assist you with taking appropriate steps after an accident.
- Medical expenses from injury: A person may experience different types of injuries related to an accident. The cost may vary and depend on the severity of the injuries and types of treatment necessary. In certain situations, an individual may even require treatment for an extended period. This can lead to future medical bills and rehabilitation costs. Having to pay for ongoing treatment can be difficult for an individual, especially if their injuries have put them out of work. Financial hardship is one of the primary reasons people hire an attorney to fight for compensation that they are owed.
- Lost wages and income: An individual may even have to leave their work because of accident-related medical conditions and injuries. Recovery can take time, and the person may have no source of income for that period. Those who suffer severe brain injury may be unable to earn an income ever again. They may require ongoing support. Lost wages and income are damages that impact many motorcycle accident victims.
- Other impacts: Accident victims and their family members may experience emotional distress along with physical impairments. Trauma from an accident can affect the overall quality of life. Therefore, one must consider the costs of emotional well-being, pain, and suffering costs when calculating damages from motorcycle crashes.
Steps to take after a motorcycle crash
You should take the following steps if you have been involved in a motorcycle crash:
- Seek immediate medical attention: You should never think that your injuries are not severe enough to be checked out by a doctor. Failure to see a doctor because of only minor injuries can be a fatal mistake, but literally and figuratively. There can be invisible internal injuries that may lead to a critical health condition at a later date. Left untreated, injuries can be devastating and life-threatening. Therefore, you must ensure that you get your injuries accessed by a medical professional.
- Report the accident: You should call 911 immediately and report the accident. This can strengthen your case and the police will also start with the investigation process. THe police investigation will produce additional evidence for your case. Therefore, you should always report the accident to the police.
- Capture photos and videos of the scene: Take photos and videos of the damage to the vehicles and the surrounding areas. Taking pictures of the scene will help you to prove your claim.
- Speak to eye-witnesses: Investigate whether there was anyone around at the time of the accident. If anyone was present, ask for their contact details. Eye-witness statements may help to support your claim and get compensation.
How can a Miami attorney help?
There are uncertain times when an accident can lead to severe damages and even result in death. When you lose your loved one, the surviving members may be eligible for a wrongful death claim. It is not easy to recover compensation for your losses. To get the appropriate settlements, you will have to prove that the accident was caused by another’s negligence. An experienced lawyer will help in the following ways:
- A reputable Miami motorcycle accident lawyer will communicate and negotiate with the other insurer. They will ensure that you get fair compensation
- The professionals are well-versed with the laws and understand how the legal process works
- They handle motorcycle injury cases regularly and are aware of how the jury views motorcycle accidents
- An experienced lawyer will help navigate throughout the process
- A reputable professional will save you time, money, and stress by not having to deal with everything alone
- They will ensure that there are no errors and everything is filed timely
- They will ensure the complaint is filed within the statute of limitations
- Your attorney will even assist you with gathering evidence and records
Getting compensation for a motorcycle injury claim
If you are not satisfied with the insurance agency’s offer of settlement, you can file a lawsuit. Following the legal process and filing a lawsuit is not that easy. That is why lawyers require years of professional education and a special license to practice law. Contact a miami motorcycle accident lawyer who specializes in motorcycle crashes to increase the chances of receiving maximum monetary compensation for your damages.